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Investing a lump sum

• Affordable Quotes can help you invest your lump sum in investment funds run by Ireland’s top companies for example Zurich Prisma range of funds – Multi Asset Funds; New Ireland, BCP, Wealth Options, Aviva, Irish Life, Standard Life and many other prominent firms in Ireland to consider.
• We offer advice on investing lump sums from €3,000 upwards. Whether you’re taking your first steps to grow your money, or looking to invest a six- or seven-figure sum and build your portfolio, we can assist you. You will be dealing with Qualified Financial Advisers QFA’s and or CFP’s to ensure quality advice.
• Benefits 
• Your money will be invested into funds run by some of Ireland’s leading fund providers.
• Easy to get started
• Drip-feed your lump sum to smooth returns
• Flexibility in running your investment plan
• Transparent, low charges
• Where to Invest?
• If you have a lump sum to invest, you’ll have three decisions to make:

1. How long do you want to invest for? 

• no one size fits all, and with Affordable Quotes, you can encash your investment anytime. But your money needs time to grow and recover from any short-term costs and setbacks.
• At Affordable Quotes, we say that if you’re planning to exit the investment within the first 2 years and withdraw say upwards of 30% then you should rather consider retaining a rainy-day fund in the form of a bank deposit account just in case, ideally not more than €15,000

2. What is your attitude towards risk? 

• Higher risk means potentially a higher return. We will advise you based on your risk profile and financial needs at the fact-find stage.

3. And where will you invest it? 

• We can access over 6,000 investment funds, from highly diversified multi-asset funds to specialist funds focused on niche investments.
• At Affordable Quotes, we help you answer these questions through our Award-Winning Financial Advisers who have the expertise to assist in finding the appropriate solution to meet your needs.

Regular savings

Regular savings enable you to invest every month.

With Affordable Quotes, you can invest from as little as €200 per month with no upper limit!

Pay by monthly direct debit payment.

Monthly investment payments

It may suit to drip-feed your money into your investment, the cost of your investment will average over several periods, smoothing your returns.

It’s likely best to avoid a major upfront cost if you are starting and there are no setup fees or account fees.   

What are the benefits to you

Your money will be invested into funds run by some of Ireland’s leading providers, not tied to a specific investment but have access to the whole market, effectively a One Stop Shop

Easy to get started and flexibility in running your investment plan

Low Charges and transparency in all dealings so no hidden surprises.

Flexibility

When creating a long-term financial plan, it’s important to recognize that your circumstances may evolve over time. Life events such as the addition of a new family member, changes in income, or unexpected inheritances can significantly impact your financial needs.

As you establish a plan that will span several years, it is likely that your requirements will shift due to various factors. For instance, welcoming a new child into the family may necessitate adjustments in your savings strategy to accommodate future education expenses. Similarly, an increase or decrease in salary can alter your capacity for investment and savings, prompting a reevaluation of your financial goals.

Moreover, receiving an inheritance could provide additional resources that might lead you to reconsider your investment approach or risk tolerance. Given these potential changes, it is crucial to have flexibility built into your investment strategy.

The regular investment plans we offer are designed with this adaptability in mind. They typically allow for modifications along the way, ensuring that you can adjust your investments as needed to align with your evolving financial situation and objectives. In summary, when setting up a multi-year financial plan, anticipate changes in your personal circumstances and ensure that your investment strategy allows for necessary adjustments over time.

You’ll want the flexibility to move between funds without incurring charges, if your risk appetite changes, for example.

You’ll want to know you can access your money when you need it, without facing penalty charges.  And you’ll want the ability to increase your investment over time.

It’s easy to set up a regular investment plan with Affordable Quotes

Investments:
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Why entrust your Investments to us? Because at Affordable Quotes, we don’t just secure your future; we enrich it.

Secure Your Tomorrow Today!

Ready to transform your retirement dreams into reality? Don’t wait! Take the first step toward an affordable, worry-free future. Fill out our quick 60-second form below. Let’s build a pension plan that aligns with your budget and aspirations. Your stress-free retirement starts here!