Income Protection Insurance: What You Need to Know in 2026

by | Aug 20, 2026 | Income Protection

Introduction

Income protection insurance is one of the most important yet overlooked types of insurance in Ireland. If you’re unable to work due to illness or injury, how would you pay your bills?

What is Income Protection?

Income protection replaces up to 75% of your salary if you’re unable to work due to illness or disability. It’s designed to cover your essential living expenses while you focus on recovery.

Who Needs Income Protection?

Anyone who relies on their income to cover living expenses should consider income protection. This includes:

  • Employees with financial commitments
  • Self-employed professionals
  • Parents with dependent children
  • Mortgage holders

How Much Does It Cost?

Premiums depend on your age, health, occupation, and coverage amount. Generally, the younger and healthier you are, the lower your premiums.

Why Choose AffordableQuotes.ie?

We compare income protection quotes from Ireland’s top providers to find you the best coverage at the most competitive price.

Get your free quote today! Contact us.

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